Modifying Your Car? Don’t Forget To Tell Your Insurer

If you’ve decided to splash out on Mazda remapping to make sure your car is performing at its optimum level, it’s important that you remember to tell your insurer.

This is the message from the British Insurance Brokers’ Association (BIBA), which recently spoke to Auto Express about what is classified as a modification and why it’s essential that you inform your insurer about any changes you make to your vehicle.

The news provider noted that it can sometimes be difficult to know what your insurer will class as a modification. Therefore it’s best to err on the side of caution and tell them about anything that could affect your policy.

In a list of the modifications that your insurer definitely needs to be informed about is “tuning of any kind (electrical or mechanical)”. Other items on the list include uprated clutches or brakes, altered suspension and quick-shift gear levers.

External modifications you’ll need to mention when taking out insurance include decals, graphics, badges and stickers, aftermarket alloy wheels and non-standard paintwork. When it comes to your vehicle’s interior, it’s things like aftermarket car stereos, replacement seats and a bluetooth interface that you need to disclose.

Auto Express explained that in some cases this will push your premium up, but that shouldn’t be a reason to avoid disclosure. Otherwise you could find your insurance is void when you need it the most.

We revealed earlier this year that a growing number of people with passenger vehicles are choosing remapping to make their cars more efficient. If you’re among them, make sure you don’t forget to notify your insurer.

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